How Long Does Inquiries Stay On Your Credit Report

How Long Does Inquiries Stay On Your Credit Report

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Reading your credit report to ensure you can build credit effectively and achieve the score you want. How long do credit inquiries stay on your credit report?

While inquiries will stay on your credit report for two years, they are only. and credit report, they are not allowed to take your information and do so.. As long as it's the same type of application activity and all within the last 30.

Inquiries do factor into overall credit scores, but a small portion of a bigger picture – and it's often. owe, your payment history, how long you've been using credit, the types of credit you use and recent credit. Hard inquiries remain on your credit report for approximately two years, but only impact your score for 12 months.

Hard inquiries only remain on your credit report for two years, and hard inquiries only affect your credit score and credit history for 12 months.

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